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GoldExa
Gold • Silver • Diamonds
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Gold & Silver Loans

Cash today, gold safe with us.

Pledge your gold or silver and walk out with cash the same day. Transparent interest rates, secure storage, and easy release whenever you're ready.

A GoldExa associate discussing a gold loan with a customer at a branch
Same-Day Disbursal
Secure Vault Storage
No Foreclosure Charges
Loan Types

Choose Your Loan

Whichever metal you're pledging, GoldExa offers fair valuation and quick disbursal.

Au

Gold Loan

Instant loans against your gold jewellery and coins.

Loan to Value
Up to 75%
Interest Rate
From 0.9%/mo
Disbursal
Same Day
Loan Value

How Your Loan Amount Is Decided

Your loan amount depends on three simple factors — no guesswork, no hidden math.

Weight
The total weight of gold or silver you pledge
Purity
Verified purity of your gold (22K/24K) or silver
Today's Rate
Current market rate, checked in-branch at appraisal

We calculate your final loan offer live at the branch, using the day's rate and our loan-to-value ratio — call us or visit for an exact quote.

How It Works

Get Cash in 4 Simple Steps

1

Bring Your Gold/Silver

Visit any GoldExa branch with your jewellery, coins or bars.

2

Free Valuation

Our experts appraise purity and weight in front of you, at no charge.

3

Instant Loan Offer

We share a transparent loan offer with interest rate and tenure options.

4

Get Cash Same Day

Accept the offer and walk out with cash or a bank transfer, the same day.

Documents

What You'll Need

Valid Government ID (Aadhaar/PAN)
Recent Passport-Size Photo
Proof of Address
The Gold/Silver Item to Pledge
FAQs

Common Questions

Loan amount depends on the weight, purity and current market rate of your gold or silver, multiplied by our loan-to-value ratio.

Yes, all pledged items are stored in secure, insured vaults until you repay and release them.

Yes, you can repay and release your gold or silver anytime with no foreclosure penalty.

We'll reach out with reminders and flexible options before any action is taken on your pledged item.

Once valuation is complete, disbursal is instant — you receive cash or a bank transfer the same day.

Gold loans start from 0.9% per month and silver loans from 1.1% per month, depending on loan amount and tenure — confirmed upfront with no surprises.

Yes, in many cases you can release part of your pledged gold or silver against partial repayment — ask our branch team for eligibility.

Need Cash Against Your Gold or Silver?

Get a free valuation and instant loan offer at your nearest branch.